How much should you borrow?

Sticking to your budget when choosing a property to purchase is the best way to circumvent mortgage stress. Our finance brokers at Lending 4 U can differentiate between what you should borrow and what you can borrow to obtain the property you want. The amount you borrow is determined by a number of factors such as deposit savings, income and expenses, credit rating, and the price of the property you are interested in. We advise you to inform us of any continuous monetary commitments or outstanding debts you may have as this will also determine your borrowing capacity.


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