Equipment and Vehicle Finance

Instead of purchasing computers, plant or other business equipment, many businesses use Commercial Leasing because it improves their cash flow. Here we look at some Business Equipment Finance options including:

  • Commercial Leasing
  • Operating Leases
  • Finance Leases
  • Fully Maintained Leases
  • Hire Purchase
  • Chattel Mortgage Finance

Commercial Leasing - monthly tax-deductible payments: With Commercial Leasing, instead of you paying for your business equipment, the Lender does. They then lease the business equipment to you for a monthly tax-deductible rental payment.

Operating Lease vs Finance Lease - what's the difference? With a Commercial Equipment Lease, you have two options: an Operating Lease or a Finance Lease. At the end of a Finance Lease, the lender gives you the opportunity to purchase the goods for a previously agreed Residual lump sum payment. In contrast, at the end of an Operating Lease, there is no liability to you for the Residual payment. It is the responsibility of the lender to whom you return the equipment.

Click here to read about your Equipment and Vehicle Finance options.

Equipment and Vehicle Finance